Dental Financing: A Comprehensive Guide for Patients
Dental financing is a payment arrangement that allows patients to break down the cost of dental treatments into manageable monthly installments. It’s a service that many dental offices offer to make quality oral care accessible to a wider range of patients.
How Does Dental Financing Work?
Dental financing typically involves a partnership between a dental office and a financial institution. The dental office offers financing options to patients, while the financial institution provides the funds for the treatment.
- Treatment Plan: The dentist creates a detailed treatment plan outlining the procedures and their costs.
- Patient Selection: The dental office determines if a patient qualifies for financing based on factors like creditworthiness.
- Financing Agreement: The patient signs a financing agreement with the financial institution, detailing the repayment terms, interest rates, and other conditions.
- Payment Processing: The dental office receives payment from the financial institution for the treatment, and the patient makes monthly payments to the financial institution.
Types of Dental Financing with Angel Dental Care
- In-House Financing: This option is offered directly by the dental office, usually with flexible payment plans and interest rates. Angel Dental Care offers In-House financing, with 0% financing. Just ask us.
- Third-Party Financing: Angel Dental Care has partnered with Alphaeon, Lending Club and Sunbit to provide financing options to you. These institutions often offer various plans with different terms and interest rates based on credit rating. We will help you determine what your best options are with your credit rating.
CareCredit health, wellness and beauty credit card for dental procedure financing
Think of CareCredit as your own health, wellness and beauty credit card. Whether it’s oral surgery, getting a crown or a general check up, you shouldn’t have to worry about how to get the procedures you want. That’s why we’re pleased to accept the CareCredit health, wellness and beauty credit card. CareCredit lets you say “Yes” to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation.
CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options* You can use your CareCredit card again and again for your dental needs, as well as at 200,000 other healthcare providers, including optometrists, veterinarians, ophthalmologists and hearing specialists.
It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.
Learn more by visiting www.carecredit.com or contacting our office (626) 444-2002. Ready to apply? Apply online for your CareCredit healthcare credit card today.
You’ll be smiling brighter in no time! Apply Now